Yes, I bought a new sofa on credit

I put this under the financial dilemmas section, but it's not much of one since the deed is done.

Yes, I bought a new couch and used my credit card to buy it.

So, long story short - my back was murdering me after using the same recliner for the last 10 years. Every day, I'd come home and could barely get back up after sitting down. I was in pain - so much so that I went to the doctor for muscle relaxants. 

After months of pain, I started to search for a new couch. As a petite woman, it's very difficult to find a comfortable couch, but I did find one on sale during the Year-End Sales Event at Havertys. 

I was so happy to find a comfortable sofa that I did the unthinkable - I used my credit card to purchase it.

So, the thing is other than the mortgage, I didn't have any debt and now, I am in debt again.

However, I will only be in debt until my next paycheck. So, I will pay off my credit card as fast as humanly possible and then restart my extra mortgage payments. If you pay off the card without an interest payment in full, why not use it? 

Why did I do that if I had the money to purchase it? In a nutshell, I wanted the extra bonus points that my credit card rewards.

I got the new couch, will pay for it within the next two weeks, got it on sale (15% off), and also got bonus credits to use on Amazon.

I'd say that is a success!